Rebates & Tax Credits | Quincy, MA

Heat Pump Rebates: Save Money While Staying Comfortable in Quincy-MA

Living in Quincy, Massachusetts means enjoying coastal views, rich history, and access to Boston’s urban energy—but it also means contending with cold New England winters and humid summers. As energy costs rise and environmental concerns grow, more homeowners in Quincy are searching for efficient, eco-friendly ways to heat and cool their homes. One solution that is gaining popularity across Norfolk County is installing a heat pump system.

Heat pumps provide both heating and cooling by transferring heat rather than generating it, making them an ultra-efficient alternative to oil, gas, and traditional electric systems. Even better—through a mix of heat pump rebates, federal tax credits, and local rebate programs, residents in Quincy-MA can offset a significant portion of the installation cost in 2024.

Whether you’re planning to upgrade your home’s HVAC system or build an energy-efficient new construction, understanding your rebate and credit options can save you thousands.

Heat Pump Rebates: How Much Can Quincy Residents Save in 2024?

Replacing outdated heating systems with high-efficiency heat pumps is more affordable than ever, thanks to generous mass save incentives, municipal incentives, and federal programs aimed at supporting clean energy use.

Understanding Mass Save Incentives in Quincy

The most accessible and impactful local rebate programs available to Quincy residents come from Mass Save, a collaborative initiative between Massachusetts’ major electric and gas utilities.

Under the current 2024 guidelines, homeowners installing eligible air-source or ground-source heat pumps can qualify for rebates of:

• Up to $10,000 for whole-home systems
• Up to $1,250 per ton for partial installations
• Additional support for income-qualified households

Importantly, your home must be properly weatherized to qualify for the highest rebates. This means conducting a no-cost home energy assessment and addressing insulation or air sealing needs prior to installation.

Why Quincy Homes Are Ideal for Heat Pumps

Many of Quincy’s single-family homes and multi-family dwellings were built decades ago using oil or baseboard electric heating. These outdated systems are often inefficient in today’s energy landscape. Heat pumps allow homeowners to:

• Significantly lower monthly utility bills
• Improve indoor comfort year-round
• Decrease reliance on fossil fuels

“Installing a heat pump in my Quincy colonial cut my oil usage to zero. The rebates covered more than half the cost,”  

— John M., Wollaston Heights homeowner

Eligibility Criteria for Rebates

To qualify for Mass Save and other rebate offers, Quincy homeowners need to meet these basic requirements:

• Be a customer of a participating utility (National Grid or Eversource)
• Install qualifying ENERGY STAR-rated equipment
• Work with an approved contractor
• Complete a pre-installation energy assessment if required

SumZero Energy Systems is a certified Mass Save contractor serving all neighborhoods in Quincy—from Adams Shore to West Quincy—and can walk homeowners through the full rebate approval process.

Federal Tax Credit for Heat Pump: What You Need to Know in 2024

In addition to state rebates, Quincy homeowners may also benefit from the enhanced federal tax credit for heat pump systems introduced under the Inflation Reduction Act.

Explore the Energy Efficient Home Improvement Credit

For 2024, the U.S. Government offers a 30% tax credit up to $2,000 for taxpayers who install qualifying air-source or geothermal heat pumps in their primary residences. As long as the unit meets prescribed efficiency standards (ENERGY STAR certified or better), you can claim this credit when filing your federal income taxes.

This energy tax credit 2024 applies whether you are switching from oil, gas, or electric resistance systems. Even those who recently installed a system in late 2023 may still qualify.

How the Federal Tax Incentive Works for Quincy Homeowners

• You purchase and fully install a qualifying heat pump system in a home you own
• You receive up to $2,000 in credit on your federal tax return
• This credit can be used in addition to Mass Save heat pump rebates and clean energy credits

A common misconception is that tax credits are only useful for new homes. In reality, most heat pumps installed in existing Quincy homes—whether in Wollaston, Squantum, or Houghs Neck—are eligible for both local and federal incentives.

Filing and Claiming the Credit

You or your tax preparer will need to file IRS Form 5695 along with your annual return. Be sure to save all receipts and certification statements tied to your heat pump purchase and installation.

“These new federal rebates are a game-changer. Between the state and federal programs, it’s never been more affordable to go electric in Quincy.”  

— Michael S., Energy Consultant based in Norfolk County

Energy Tax Credit 2024: Combining Incentives for Maximum Benefit

When planned properly, HVAC system upgrades in Quincy can qualify for multiple incentive programs—resulting in significantly lower out-of-pocket costs and reduced long-term expenses.

Pairing Federal and State Incentives

Homeowners can combine Mass Save's local rebate programs and the federal energy tax credit 2024 to receive thousands back in rebates and credits. For example:

• Install an ENERGY STAR ductless mini-split: Get up to $10,000 in mass save incentives, plus a $2,000 federal tax credit
• Replace entire oil heating system: Receive a $10,000 state retrofit rebate, then apply a federal credit for high-efficiency equipment

This combined approach makes adopting a greener, smarter heating solution accessible to homeowners at every budget level.

Special Programs for Low-Income Quincy Residents

Income-eligible households in Quincy may qualify for enhanced incentives through the Mass Save Income Eligible Program. These enhanced clean energy credits can lead to:

• Nearly 100% cost coverage for heat pump installation
• Free weatherization improvements (insulation, air sealing)
• Additional support replacing old appliances with ENERGY STAR models

Residents are encouraged to check Mass Save's online estimator to determine income qualification tiers.

Additional Local Rebates in Quincy

Some municipalities in the Greater Boston area—including Quincy—offer supplementary clean energy credits or utility-sponsored incentives for homeowners switching to electric heating. These may include:

• Building permit fee waivers for eco-upgrades
• Additional rebates for solar PV systems added alongside heat pumps
• Energy-efficiency loans with low-interest financing

Always check with your installer and municipal office for updated 2024 opportunities.

Heat Pump Tax Credits: Installation and Compliance in Quincy

Choosing the right heat pump is only part of the equation. To access available heat pump tax credits, your system needs to be installed and documented correctly.

Selecting a Certified Installer in Quincy

Only installations performed by approved contractors—like SumZero Energy Systems—will qualify for most rebates and tax credits. Working with a local expert ensures:

• Proper system sizing for your home’s square footage and insulation
• Verification that equipment meets program eligibility
• Complete documentation for rebate submission

SumZero’s team brings deep understanding of Quincy’s housing stock—be it Cape Cods, two-family homes, or custom rowhouses—allowing for efficient retrofit solutions.

Choosing Eligible Equipment

To qualify for either Mass Save or federal programs, equipment must be on the official list of certified products.

• Look for ENERGY STAR or AHRI-certified heat pumps
• Verify model numbers using trusted sources like AHRI Directory
• Confirm your quote includes qualifying equipment

This may include inverter-driven ductless mini-splits, whole-home air source systems, and geothermal heat pumps depending on your home’s layout and constraints.

Required Documentation

To claim rebates and heat pump tax credits, homeowners should prepare the following:

• Contractor invoice with HVAC system details
• Manufacturer certification statement
• Proof of completed energy assessment (if required)
• Application forms for Mass Save or municipal rebates

Keep digital and paper copies for future reference during tax season.

"In a city like Quincy, where many homes sit on narrow lots and have limited ductwork, ductless heat pumps are the best upgrade. With rebates, they’re also one of the most affordable."  

— Laura G., Quincy-based HVAC Planner

Local Rebate Programs and Sustainable Home Planning in Quincy

Beyond rebates and credits, transitioning to a clean energy setup aligns with the City of Quincy’s broader sustainability goals. As part of the Metropolitan Area Planning Council (MAPC), Quincy supports climate-resilient development and municipal clean energy initiatives.

The Role of Heat Pumps in a Greener Quincy

Heat pumps significantly reduce greenhouse gas emissions, a vital objective for cities like Quincy with old building stock still dependent on carbon-heavy heating sources.

By switching to heat pumps, residents help:

• Cut household carbon emissions by 50% or more
• Reduce natural gas and oil demand across the regional grid
• Improve local air quality, especially near high-density areas

Quincy’s proximity to Boston Harbor also incentivizes climate-resilient home upgrades due to storm preparedness recommendations.

Building Long-Term Value Through Green Renovations

Homes that are energy-efficient and upgraded with modern HVAC systems often:

• Sell faster on the local market
• Qualify for green property certifications
• Attract higher assessments due to long-term savings potential

With heat pump rebates and clean energy credits, investing in your HVAC upgrade carries both immediate and future returns.

Making Sense of All Available Credits

Navigating all available heat pump tax credits, rebates, and incentive tiers may seem overwhelming—especially with shifting 2024 guidelines. That’s where working with knowledgeable local contractors and staying informed on program updates becomes critical.

Homeowners should also subscribe to Mass Save alerts or consult with Quincy’s Department of Planning and Community Development for insight into upcoming grant windows.

---

Maximize your heating and cooling budget in 2024 by taking full advantage of heat pump rebates, federal tax credits, and clean energy opportunities available exclusively to Quincy-MA homeowners. This year, it pays to go electric.