Heat Pump Incentives in 2026

Take Advantage of Today’s Heat Pump Savings — While They’re Still Available

Upgrading to a heat pump system is still one of the smartest energy decisions a Massachusetts homeowner can make—but the incentive landscape has changed.

Federal heat pump tax credits are no longer available, and Mass Save® rebates are being reduced year over year. That makes timing more important than ever. Homeowners who act now secure stronger incentives, better utility programs, and long-term savings that may not be available later.

At SumZero Energy Systems — the number one Heat Pump Installation company in Massachusetts — we help homeowners navigate what’s still available today and make sure nothing is left on the table.

Mass Save® Rebates: Still Available in 2026, But Evolving

Mass Save® continues to support high-efficiency heat pump installations in Massachusetts, offering significant rebates for qualifying systems. However, rebate amounts and qualification rules are adjusted annually, and historical trends show reductions—not increases—over time.

For eligible homeowners, Mass Save® may still provide:

• Substantial rebates for qualifying air-source heat pump systems
• Access to the 0% HEAT Loan, when eligibility requirements are met
• Support for whole-home or partial electrification projects

Rebates are not automatic. System design, equipment selection, and documentation all matter.

That’s where SumZero comes in.

We Handle the Process — From Design to Rebate Approval

Installing a high-efficiency system is only part of the equation. To qualify for Mass Save incentives, everything must be done correctly.

At SumZero, we:

• Design systems that meet current Mass Save requirements
• Confirm rebate eligibility before installation
• Prepare and submit all required documentation
• Coordinate rebate processing so nothing is missed

You choose the right system. We guide the rest.

Federal Tax Credits: No Longer Available

It’s important to be clear and accurate:

Federal heat pump tax credits previously available under Section 25C are no longer active.

This makes state rebates and utility programs the primary financial incentives for heat pump installations in Massachusetts going forward. Homeowners waiting for new federal incentives may find fewer options—not more—in future years.

Lower Winter Electric Rates for Heat Pump Owners

In addition to rebates, Massachusetts energy providers are actively supporting heat pump adoption.

Utilities such as Eversource and National Grid offer special reduced winter electric rates for qualifying heat pump owners. These programs are designed to:

• Lower winter operating costs
• Encourage electrification
• Improve affordability during peak heating months

Homeowners who install qualifying heat pump systems and complete rebate processing are often automatically enrolled in these reduced-rate programs once eligibility is confirmed.

This means savings continue long after installation—every winter.

Heating and Cooling in One System

Another key advantage of heat pumps is often overlooked:

When a heat pump is installed, air conditioning is already included.

There is no separate AC system to buy, replace, or maintain later. One system delivers:

• Efficient heating in winter
• High-performance cooling in summer
• Year-round comfort with fewer mechanical systems

Once heating is solved, cooling is already handled.

Why Timing Matters More Than Ever

• Federal tax incentives are gone
• Mass Save rebates are reduced year by year
• Utility programs favor early adoption
• Qualification rules evolve annually

Homeowners who act sooner benefit from:

• Stronger remaining incentives
• Clearer qualification paths
• Immediate winter and summer savings

Waiting rarely improves the outcome.

The SumZero Difference

At SumZero Energy Systems, heat pumps are not an add-on—they are the core focus. Every system is engineered specifically for Massachusetts homes, climate conditions, and incentive requirements.

From system design to rebate processing to long-term performance, everything is handled with clarity, precision, and transparency.

This is how heat pumps are done right in Massachusetts.

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